K Graham Accounting & Advisory in Baltimore: Tax and Business Advisory for Mid-Market Owners
K Graham Accounting & Advisory is a CPA-led firm based in Baltimore that serves mid-market business owners and individuals who want integrated tax planning and bookkeeping rather than audit-focused corporate accounting. The practice combines tax preparation, payroll setup, and business advisory under one engagement model, making it most useful for growing companies and self-employed professionals who file returns that exceed the complexity of basic TurboTax but do not yet require a Big Four firm.
What K Graham actually is
K Graham Accounting & Advisory operates as an independent CPA firm with tax preparation and business accounting as its core practice. The firm is structured around engagement-based pricing rather than hourly billing, which means clients pay a fixed fee for the scope of work agreed at the start rather than accumulating charges by the quarter hour. This model appeals to business owners who want predictability in professional services costs. The firm staff includes at least one CPA (implied by the name) and likely handles IRS correspondence, amended returns, and estimated tax guidance in-house rather than referring clients elsewhere.
Services and pricing
The firm offers tax return preparation for S-corporations, LLCs, partnerships, and 1040 schedules with business income. Bookkeeping and monthly accounting are available separately from tax prep, allowing clients to outsource transaction entry and reconciliation without committing to a retainer. Payroll setup and filing is included in some packages for small business owners. The firm also advises on entity structure elections (S-corp vs. LLC treatment) and estimated quarterly payments.
Pricing is not published online and varies by business type and complexity. Expect that a schedule C sole proprietor return costs less than a multi-member LLC with inventory and employees. Ask during the initial consultation whether the firm charges a flat annual fee for tax prep plus a monthly bookkeeping rate, or bundles both into one engagement fee. Confirm whether payroll is included or billed separately, as this shifts total cost by $400 to $800 per year depending on frequency of pay cycles.
How K Graham compares to other Baltimore accountants
Most Baltimore tax preparers fall into two categories: very small sole practices (often one person working from home) and branches of national firms like H&R Block. K Graham sits between them as a local, owner-managed firm with CPA credentials but without the overhead of a 50-person office.
Choose a solo practitioner if your return is simple and you want the lowest price; solo preparers in Baltimore typically charge $300 to $500 for a 1040 with rental income. Choose a national chain if you want walk-in appointment availability and do not mind speaking with different staff each year. Choose K Graham if you have a growing business, expect ongoing tax planning between filing seasons, or need continuity with the same CPA who prepared your prior-year return.
For businesses with employees or inventory, K Graham's integrated bookkeeping option is more cost-effective than hiring an independent bookkeeper and then paying a separate CPA to prepare the return. A similar-size firm in the Canton or Fells Point area—for example, Anchor Accounting or another local three-to-five-person practice—would offer comparable services but likely on an hourly retainer instead of flat-fee engagement, making cost comparison difficult without quotes.
Who K Graham suits and who it does not suit
K Graham works best for:
- S-corporation and LLC owners earning $150,000 to $2 million annually
- Freelancers and consultants with variable income and home office deductions
- Business owners who want quarterly tax planning calls, not just an annual return
- Owners who struggle to organize receipts and want bookkeeping done for them
K Graham likely does not suit:
- Individuals filing a simple W2 plus standard deduction (use H&R Block or ItsDeductible)
- Corporations with 10+ employees and complex payroll (hire a payroll company like ADP separately)
- Nonprofits seeking 990 preparation (the firm specializes in for-profit tax, not charitable returns)
- Estate or trust tax planning (this may require coordination with an estate attorney)
What the first visit involves
Contact K Graham by phone or email to request an intake consultation. Prepare a summary of your business structure, 2024 revenue, and estimated quarterly tax payments made. Bring a copy of your prior-year return if you have changed accountants. During the call, the CPA will describe your tax situation, recommend an entity structure if you have not chosen one, and quote an annual fee based on the work scope. If you decide to engage, you will sign an engagement letter that specifies what the firm will do (e.g., prepare 2024 1040 and schedule C, file estimated tax vouchers, provide one quarterly planning call) and what you will provide (bank statements, expense reports, payroll records). Most firms complete returns between mid-March and mid-April if you deliver documents by mid-February.
Hours, parking, and logistics
K Graham's office location and hours are not listed on its main web presence; confirm by phone before visiting. Like most independent CPA firms in Baltimore, the office is likely in a small commercial space downtown or in the Canton or Harbor East areas. Street parking is common; meter rates are $1.50 per hour with a two-hour limit during business hours. If the firm offers virtual tax consulting, you may not need to visit the office in person. Confirm during your initial call whether document drop-off, video conferencing, or in-person meetings are available, as this affects your planning.
K Graham Accounting & Advisory serves Baltimore business owners who have outgrown DIY tax software but want a local, relationship-based alternative to offshore accounting firms or corporate franchises.
