ASIS Boats in Baltimore: New and Used Powerboats with In-House Financing

ASIS Boats is a powerboat dealer in Baltimore focused on new and used recreational vessels in the 20- to 35-foot range, with financing arranged on-site and service support for buyers. The operation sits in a market where most Baltimore boaters either travel to Annapolis for major dealers or purchase from chain retailers; ASIS occupies a middle position, holding inventory of both new models and pre-owned stock that rotates regularly.

What ASIS Boats actually is

ASIS operates as a retail lot and showroom stocked with recreational powerboats, primarily center consoles, cuddy cabins, and open dual-console models suited to Chesapeake Bay and offshore use. Unlike marinas that maintain slips and repair services as their core business, ASIS is a sales-focused dealer that moves product and handles the transaction side of boat ownership. The inventory tilts toward brands with strong regional recognition in the Mid-Atlantic, though specific current models are best verified by phone or in-person visit, as stock changes monthly.

Inventory and pricing

New boat pricing at ASIS typically ranges from $25,000 for entry-level 18- to 20-foot models to $120,000 and above for fully equipped 35-foot vessels with cabin amenities and higher-horsepower engines. Used inventory is generally priced 15 to 30 percent below new comparable models, depending on age, hours, and condition. A 2019 center console in the 24-foot class, for example, might list for $55,000 to $75,000, while a similar new model would start near $85,000. Specific prices and current stock should be confirmed directly, as inventory and market rates shift seasonally.

Financing and comparison to regional alternatives

ASIS arranges financing in-house rather than requiring buyers to secure loans externally, which can simplify the purchase process and sometimes offer competitive terms for buyers with solid credit. This is a practical advantage over dealers that refer buyers to third-party lenders or banks. In the Baltimore area, competitors include independent dealers scattered around Middle River and Dundalk, and larger chain operations in Annapolis such as Annapolis Boat Sales and Bert Jabin Yacht Group. Annapolis dealers typically stock wider inventories and specialize in higher-end models (40 feet and above), while independent Baltimore dealers often have fewer boats on hand but may offer more personalized service. ASIS's middle ground suits buyers who want local access and in-house financing without the drive to Annapolis or the focus on luxury segments.

Who ASIS suits and who it doesn't

ASIS works best for first-time Chesapeake Bay boaters seeking a reliable 20- to 30-foot recreational vessel, couples and small families planning day trips and weekend cruising, and buyers who value the convenience of one-stop financing and local follow-up service. The dealer's focus on mid-range powerboats makes it less suitable for buyers pursuing luxury cabin cruisers, high-performance speedboats, or specialty vessels like trawlers and sailboats. Those needing extensive pre-purchase surveying, dry-stacking storage, or year-round maintenance contracts may benefit more from larger full-service marinas like Patapsco Yacht Club or independent service-first operations.

First visit and what to expect

A first visit to ASIS typically runs 45 minutes to two hours. Walk the lot, spend time aboard models that interest you in person (seat comfort, helm visibility, and storage are real considerations that photos obscure), and ask the sales staff about the specific build, engine type, and included equipment. Bring a list of questions about hull construction, warranty terms, and what's covered by any extended service agreement. If you're seriously interested, request a sea trial on the water; most dealers offer this before purchase, and it's essential for assessing how a boat handles in local bay conditions.

Hours, location, and logistics

Specific hours and exact address should be verified by phone or online search, as seasonal hours and staffing can shift. Most boat dealers in the Baltimore region are open Wednesday through Saturday, with reduced or closed Monday and Tuesday schedules. Parking is typically ample at waterfront dealer lots. Plan to bring a driver's license and proof of insurance if you intend to take a boat for a trial run.

ASIS fills a practical gap for Baltimore boaters who want inventory, financing, and local accountability without leaving the city or buying into the Annapolis premium pricing model.