Hirsch & Cosca, PC in Baltimore: Contingency Personal Injury Law for Motor Vehicle and Slip-and-Fall Cases

Hirsch & Cosca, PC is a two-attorney personal injury law firm operating on a pure contingency-fee model, meaning clients owe nothing unless the firm recovers money through settlement or judgment. The practice focuses on motor vehicle accidents and premises liability cases—slip-and-fall claims, dog bites, and similar incidents where negligence caused injury. The firm handles injury claims at the individual level and takes cases on referral from other attorneys when their own caseloads are full.

What Hirsch & Cosca Actually Is

This is a small, long-established personal injury practice that deliberately limits its caseload. The firm does not advertise in high-volume channels and does not maintain a revolving door of new clients. Instead, much of its business comes from repeat clients, professional referrals, and people who find the firm through word-of-mouth or local legal directories. That concentration allows attorneys to spend meaningful time on each case, rather than juggling dozens in parallel.

The firm's founding dates to the early 1980s and has remained in Baltimore since its inception. Both principals are admitted to practice in Maryland and maintain track records handling injury claims through to verdict or negotiated settlement. The practice operates from a single office location and does not have satellite branches, a substantial support staff, or the infrastructure of a larger personal injury mill.

Contingency Fees and What You Pay

Hirsch & Cosca works entirely on contingency. You do not pay an hourly rate, retainer, or upfront fees. The firm advances case costs (medical record requests, expert witness fees, court filing fees, investigation expenses) and is repaid from any recovery. If the case settles or you win at trial, the firm takes its fee from the settlement or judgment. If the case does not result in money, you owe nothing.

The standard contingency fee is one-third of the recovery. Some injury firms charge 40 percent if the case goes to trial rather than settling, but confirm the exact fee structure when you call. Confirm also whether the firm's costs are deducted before or after the fee is calculated, since this detail changes the net amount you receive. Medical lien repayments and health insurance subrogation may also reduce your final payout.

Cases the Firm Takes and Does Not Take

Motor vehicle accidents are the firm's primary focus. This includes cases where the client was a driver, passenger, or pedestrian struck by a vehicle. The injury severity can range from soft-tissue damage (whiplash, bruising) to broken bones, spinal injury, or permanent disability. The firm evaluates whether the other driver carried adequate insurance and whether a viable claim exists before accepting the case.

Premises liability—slip-and-fall incidents, dog bites, negligent security cases—rounds out the docket. These cases require proof that the property owner or occupier was negligent (knew or should have known of the hazard) and that negligence directly caused your injury. A slip on a wet floor is not automatically a case; the owner must have failed to clean, warn, or rope off the hazard.

The firm does not handle workers' compensation claims, which are governed by a separate insurance system and must be filed with the Maryland Workers' Compensation Commission rather than sued in civil court. Product liability (injury from a defective product), medical malpractice, and large toxic-exposure cases are typically outside the scope.

How Hirsch & Cosca Compares to Larger Baltimore Injury Firms

Larger personal injury firms in Baltimore, such as those with 20 or more attorneys, can handle higher-volume caseloads and may have relationships with medical providers that speed evaluation and treatment. They may also operate satellite offices and take cases via online intake forms. The trade-off is that your case may be handled primarily by a paralegal or junior associate, with limited attorney-to-client contact.

Hirsch & Cosca's smaller scale means you interact directly with one of the two principals throughout your case. The firm moves at a deliberate pace; it may take longer to reach resolution because the attorneys are not incentivized by high-volume throughput. For clients who value continuity and regular communication from the same attorney, this structure is an advantage. For clients who want rapid case closure or need services beyond personal injury litigation, a larger firm may be better suited.

Some Baltimore injury firms also operate on a percentage of medical recovery (negotiating down your medical bills and taking a cut of the savings). Hirsch & Cosca takes its fee from the gross settlement or judgment amount, not from bill reductions.

The Consultation and First Steps

Initial consultations are by phone or in-person appointment. Come prepared to describe the incident, the injuries you sustained, and the treatment you have received. If you have medical records, police reports, or insurance correspondence, bring those documents. The attorney will ask about lost wages, ongoing pain or disability, and whether you have returned to normal activity.

The firm will investigate whether the other party was negligent, whether insurance was in place, and what a reasonable settlement range might be. If the case is accepted, the firm will request authorization to obtain medical records and will sometimes refer you to a medical provider for evaluation, particularly if your injury is serious. Settlement negotiations typically begin after medical treatment is complete or when it is clear that further treatment will not significantly change your prognosis.

Hours, Location, and Logistics

Hirsch & Cosca maintains a single office in Baltimore; confirm the exact address and hours when you call, as small practices sometimes adjust schedules seasonally or based on trial calendars. The firm accepts calls during normal business hours and typically returns messages the next business day. If you are injured and unable to visit the office, the attorney may conduct the consultation by phone or arrange an in-home or hospital visit in serious cases.

Parking at the office location depends on the specific neighborhood; ask when you schedule your appointment. There is no walk-in policy; appointments are scheduled in advance.

Why This Firm Fits the Baltimore Personal Injury Landscape

Hirsch & Cosca serves clients who prefer a known attorney over rotating junior staff and who are willing to wait for thoughtful case development rather than rapid settlement. For straightforward motor vehicle and slip-and-fall cases where negligence is clear and insurance is available, this firm's focused practice and contingency model remove financial barriers to pursuing a claim.